Current High Yielding Annuity Interest Rates

Fed has recently cut its key interest rate to combat the current credit crisis. This is good news for bank investors who have relied on certificates of deposit and money market savings account for saving and / or generate revenue. When inflation is factored in, most banks instrument returns to historic lows. In addition, volatility in the stock and bond markets is not a suitable choice for most conservative investors.

This leaves many savers asking where they can find guaranteed safe and secure high prinosima.Odgovor can be surprising. This is the best kept secret that the majority of employees of banks and stock brokers hopes will remain undiscovered.

fixed rate annuity accounts

with a fixed interest rate, high-yielding annuity accounts are by far one of the best savings vehicles available to investors today. These accounts are insured can generate a guaranteed monthly income that goes far beyond bank CDs and avoids the risk of the overall market.

As of early November 2008, our most popular five years of rent makes 5.65% and our most popular six years of rent makes 6.00%. These rates are guaranteed for the life of the contract. Of course, there are other options that usually the term ranging from 3-10 years. Generally, the longer term -. Higher yields

annuity terms

At the end of the term, the investor can withdraw their funds in full or choose to reinvest in the current rate. And contrary to popular belief, the deposit does not belong to an insurance company in the passage. If the insured (also known as the annuitant), it was too early to pass away, then the account will be transferred in the name of the user.

Annuities also offer tax benefits that many other investments do not. If the insured does not want revenue, then the account grows tax deferred. This is in stark contrast to all bank instruments. Annuity owners own the truth, compounded savings instrumenta.Račun who can also provide a lifetime stream of income at a later date. Learn more about annuities here.

In short, when considering the current state of market interest rates and unprecedented volatility, fixed annuity account can be extremely safe and desirable option for investors who want to reduce risk and warranty returns.